The Canadian government has officially confirmed a $628 rebate for eligible residents, scheduled for August 2025. This payment is designed to provide financial relief to households coping with rising living costs, including groceries, utilities, and other essentials.
If you’re wondering whether you qualify and when you’ll get paid, here’s a complete breakdown.
Overview of the $628 Rebate
The $628 payment is part of Canada’s ongoing cost-of-living support programs, often funded through provincial or federal initiatives such as GST/HST Credits, Climate Action Incentives, or targeted income supplements.
It is tax-free and will be sent directly to eligible recipients without the need for a separate application in most cases.
Key Payment Details
- Amount: $628 (one-time rebate)
- Payment Date: August 2025
- Payment Method: Direct deposit or mailed cheque
- Eligibility: Based on residency, income, and tax filing status
- Tax Impact: Completely tax-free
Who Qualifies for the $628 Rebate?
Eligibility may vary slightly depending on your province or territory, but general requirements include:
- Residency – You must be a resident of Canada in August 2025.
- Age or Family Status – Often targeted at low- to middle-income families, seniors, and individuals.
- Income Thresholds – Your annual income must fall below a certain limit to qualify.
- Tax Filing – You must have filed your 2024 tax return to determine eligibility.
Note: If you already receive federal benefits like the GST/HST Credit, you may automatically qualify for this rebate.
How and When the $628 Will Be Paid
The government will issue payments starting in August 2025.
- Direct Deposit: Most recipients will receive the funds directly in their bank accounts.
- Cheque: If you don’t have direct deposit set up, a paper cheque will be mailed.
Tip: Update your banking and address details through My Service Canada Account or the CRA My Account portal to avoid delays.
Why This Rebate Matters
With inflation increasing the cost of daily necessities, this $628 payment provides a much-needed cushion for households struggling to balance their budgets. It complements other federal and provincial financial support programs.
Overview Table
| Criteria | Details |
|---|---|
| Amount | $628 |
| Type | One-time, tax-free rebate |
| Payment Date | August 2025 |
| Eligibility | Low- to middle-income residents of Canada |
| Payment Method | Direct deposit or cheque |
| Requirement | Must have filed 2024 taxes |
Final Takeaway
The $628 rebate in August 2025 is a welcome boost for many Canadians, especially as living expenses remain high. By ensuring your tax filings and account details are up-to-date, you can receive your payment without delays.
FAQs
- Do I need to apply for the $628 rebate?
No, most eligible residents will get it automatically. - Is the $628 rebate taxable?
No, it’s completely tax-free. - When will I get my payment?
Payments are scheduled for August 2025.