In 2025, Singapore continues its commitment to easing inflationary pressures on citizens with the Cost-of-Living (COL) Special Payment ranging from $200 to $400. This initiative is part of the government’s broader support package to help Singaporeans manage rising expenses, ensuring that vulnerable households receive timely financial assistance.
Purpose of the 2025 Cost-of-Living Payment
The COL Special Payment aims to offset the impact of higher daily expenses caused by global economic uncertainties and inflation. Targeted at lower- and middle-income citizens, the payout is designed to supplement household income and reduce the strain of essentials such as food, utilities, and transportation.
Why It’s Happening in 2025
Economic conditions in recent years have led to increased costs across multiple sectors. By continuing this support measure in 2025, the Singapore government ensures that citizens, especially those in more vulnerable income brackets, are not disproportionately affected by inflationary pressures.
Eligibility Criteria
To qualify for the $200–$400 COL Payment, recipients must meet the following conditions:
- Singapore Citizenship as of the payment date.
- Age 21 or above in 2025.
- An assessed income of $100,000 or less for the Year of Assessment 2024.
- Annual value of home (as indicated in property tax records) not exceeding $25,000.
Payment Amount Breakdown
| Annual Income | Annual Value of Home | Payment Amount |
|---|---|---|
| Up to $34,000 | ≤ $13,000 | $400 |
| Up to $34,000 | $13,001 – $25,000 | $300 |
| $34,001–$100,000 | ≤ $25,000 | $200 |
The amount received depends on income level and home value, ensuring that support is proportionate to need.
Payout Date & Method
The 2025 COL Payment will be credited directly to eligible citizens’ PayNow-NRIC-linked bank accounts. Those without PayNow can expect to receive their funds via cheque or GovCash at designated collection points. Payments are scheduled for September 2025.
How to Check Eligibility
Citizens can log in to the official gov.sg portal using Singpass to verify their eligibility. Additional payout details and breakdowns are also available on the Ministry of Finance’s dedicated support page: MOF Cost-of-Living Support.
Importance of the COL Payment
The $200–$400 payment is more than just a short-term relief measure. It reflects Singapore’s continued focus on social stability, inclusive growth, and equitable distribution of resources. By targeting specific income groups, the government ensures that help goes where it is most needed.